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The Ultimate Super Moist, One-Bowl Chocolate Chip Banana Bread

A close-up of a freshly baked, moist chocolate chip banana bread loaf with melted chips on top, resting on a white plate.

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This recipe translates professional baking knowledge into an easy, one-bowl method for making the best banana loaf. You get a super moist and tender crumb every time, perfect for using up overripe bananas for breakfast or a sweet snack.

Ingredients

Scale
  • 3 very ripe, mashed bananas (about 1 1/2 cups)
  • 1/2 cup (1 stick) unsalted butter, melted
  • 3/4 cup packed light brown sugar
  • 1 large egg, room temperature
  • 1 teaspoon vanilla extract
  • 1/4 cup milk (whole or 2%)
  • 1 3/4 cups all-purpose flour
  • 1 teaspoon baking soda
  • 1/2 teaspoon salt
  • 1 cup semi-sweet chocolate chips (plus 1/4 cup for topping)

Instructions

  1. Preheat your oven to 350°F (175°C). Grease and flour a standard 9×5 inch loaf pan.
  2. In a large bowl, mash the ripe bananas until mostly smooth. You can leave a few small lumps for texture.
  3. Pour the melted butter into the mashed bananas and whisk until combined.
  4. Whisk in the brown sugar, egg, and vanilla extract until the mixture is smooth. Stir in the milk. This is your wet base.
  5. In a separate, smaller bowl, whisk together the flour, baking soda, and salt. This ensures even distribution of the leavening agent.
  6. Add the dry ingredients to the wet ingredients. Mix with a rubber spatula only until just combined. Do not overmix; a few streaks of flour are fine. Overmixing develops gluten and leads to dry bread.
  7. Gently fold in 1 cup of the chocolate chips.
  8. Pour the batter into the prepared loaf pan. Sprinkle the remaining 1/4 cup of chocolate chips over the top.
  9. Bake for 55 to 65 minutes. The secret trick for moisture: check for doneness by inserting a toothpick into the center. It should come out with moist crumbs attached, not completely clean. If it comes out wet, bake for 5 more minutes and check again.
  10. Let the bread cool in the pan for 10 minutes before carefully turning it out onto a wire rack to cool completely before slicing.

Notes

  • The secret to super moist banana bread is using very ripe, almost black, bananas. Their high sugar content adds moisture and flavor.
  • For a tender crumb, mix the flour in just until the streaks disappear. Stop stirring immediately.
  • If you prefer chocolate chunks over chips, use chopped dark chocolate for a richer flavor.
  • This recipe works well as a homemade snack loaf or a simple chocolate chip dessert.

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